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I can only tell you from our own personal experience. We lost considerably more and are embarrassed to admit it. Yes, it also hurt us financially and we also lost our prime timeshare in the process that we could be using today. In the Mexican courts, all documents must be translated into Spanish, as its the official language. This is no different than in the US or Canada, where the official language is English and documents must be translated to such. Makes sense. Basically, we've been told the old story those documents aren't worth the paper they are written on. No surprise there! As for all contracts being the same- nope - we recalled our salesman going into the back and producing documents in a few minutes that surprised us (should have clued in then). They altered them as need be to get our money. Unfortunately they were/are good at what they did. I say "are" because Jonathan is still out there running around in PV having a blast on our money.