Report Abuse - 41975

I did not have to pay court cost in addition. The people I know that went to court - one settled out by paying what he owed. Another went all the way and got out with paying nothing. Another I know settled short like I did. I guess it depends because if you look at the cases that went through the court, a few look like they lost. As for the credit report, it is my understanding that nothing can go on your credit report unless they get a judgement against you. And you are right about why they can have more owners than units. However, there is a percentage above that they are allowed. But who knows how many there are when no one can get a look at the books.