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Myself and others I know quit paying. It took 2-3 years before they took us to court. In the mean time they kept threatening and harrassing, and offering me extra weeks to pay up - Duh? There were 14 people on the docket for Land'Or the day I went. Only 4 showed up - I guess the others got scared and paid up. I had paperwork 3 inches thick - I was ready. But they sent a mediator and the judge put us with them first. So you either found a way to settle with them or your case was continued to another time. The mediator told you how to get in contact with the settlement person. I did, and made them an offer which was accepted.